Cash back real estate agents offer Canadian home buyers a share of the agent's commission at closing, sometimes thousands of dollars on a million-dollar home. But the savings come with trade-offs most buyers only discover after signing a Buyer's Representation Agreement. Before you commit, here's what you need to know about how rebates actually work, what service you may be giving up, and the questions every buyer should ask.

Is the 'buy now' real estate advice actually in your best interest? This honest analysis cuts through industry messaging about buyer's markets and interest rate cuts. With 16,000 unsold homes and ongoing economic uncertainty, discover why your biggest financial decision should be based on your personal finances and life situation, not market hype and commission-driven advice.